For developers
Construction loans without the fax-machine experience.
Stage drawdowns, builder facilities, mortgages, drawdown reserves — the boring complexity of a real property-secured construction loan. Done properly, with a real platform behind it, instead of three spreadsheets and a worried admin.
Primary product
Construction Loans
Property-secured private development funding. Three-ledger model. Stage-verified drawdowns.
See full product detailSettle the loan, set up the drawdown reserve, and stand up the builder's trade-finance line in one workflow. Stage payments verified with photo evidence and reviewer sign-off, drawn against the reserve, and reconciled — every time, on time, with the audit trail intact.
- Three-ledger model: developer loan · drawdown reserve · builder facility
- Pre-paid or capitalised interest — your election per deal
- Stage verification with photo evidence and reviewer assignment
- Up to 10% builder facility built into the loan structure
- Final-stage netting clears the builder facility automatically
Why monetiq for this work
Built for private property developers and small-to-mid-tier builders.
Settlement orchestrated, not assembled.
Mortgage capture, Builders Warranty Insurance, drawdown-reserve initialisation — all sequenced and tracked in one workflow. PEXA-friendly. Solicitor-friendly.
Stage drawdowns at real-time speeds.
Photo evidence uploaded and reviewer approval triggers a same-day drawdown. The builder gets paid; the facility gets utilised; the audit log captures everything.
Loan, builder, broker — one platform.
The developer's loan, the builder's trade-finance line, and (later, in v2) broker submission portals all sit on the same platform. No more reconciling between three vendors who don't talk to each other.
Term overrun handled, not improvised.
Default rates, extension grants, and policy outcomes are part of the workflow — not a phone call to legal at 5pm on a Thursday.
Bring us your next deal.
Two-minute pre-qualification. Term sheet inside 48 hours for properly-packaged deals. Settle on the platform you'd want to live with for the duration of the build.