For builders
Pay your suppliers today. Bill the job tomorrow.
Whether you're running a renovation business or sitting on a multi-stage development as the head builder, the cashflow gap between paying suppliers and getting paid is the same problem. We close it.
Primary product
Trade Finance
Get supplier invoices paid in 24 hours. Settle in 30, 60, or 90 days.
See full product detailUpload a supplier invoice. We pay the supplier within 24 hours and direct-debit you when the job is paid. Your supplier sees full payment on time, every time. Your customers get the work done. You stop carrying the gap.
- Same-day supplier pay-out, every time
- Choose your repayment term per invoice
- PayTo authorisation in your banking app — no paperwork
- Settle early to save on fees
Also useful
Construction Loans
Get a builder facility on top of every development loan we fund.
See full product detailWhen you're working on a property-secured construction loan we fund, you also get an automatic builder trade-finance line of up to 10% of the contract value — for the supplier invoices you'd otherwise be carrying yourself.
- Builder facility on every CL we fund
- Final-stage netting clears the facility automatically
- Stage verification with photo evidence
Why monetiq for this work
Built for trade and residential builders.
No invoice OCR theatre.
Most invoice-finance products promise OCR and deliver a customer-service ticket. We extract, validate against the ABR and the supplier's actual bank account, and confirm before any money moves.
PayTo, where it's supported.
Modern repayment authorisation in your banking app. No mandates to sign, no DD authority to fax. Reverts to direct debit cleanly when your bank doesn't support PayTo yet.
One profile, two products.
Your application unlocks Trade Finance immediately and Construction Loans when you bring us the deal. Same KYC, same bank account, same dashboard.
Stop fronting your suppliers.
Two-minute application. Decision in 24 hours. Pay your next supplier invoice through us same day.