Apply
Two minutes to apply.
24 hours to a decision.
We’ve stripped the application down to what actually matters. No printed bank statements. No PDFs to email. No back-and-forth on documents you’ve already provided to someone else.
ABN required · No fees to apply · You can pause and resume anytime
What to expect
No surprises. No paperwork chase.
The whole point of monetiq is that the credit assessment is the platform — not a person buried in a spreadsheet on a Friday afternoon. Here's exactly what happens when you apply.
What we'll ask for
Your ABN. Bank account details for repayments and pay-outs. A short read-only consent for bank-transaction analytics (illion CDR or similar). Director identification through DigitalID for personal-guarantee scenarios.
What we'll do with it
Pull commercial credit reports, verify identity, run business-standing checks, and look at recent bank-transaction patterns. Decisions blend automated assessment with human review on anything material — no algorithmic black box.
What you can expect back
A clear decision, a credit limit, and the terms that fit. If we approve you across more than one product, you see all options in your dashboard. If we can't approve you yet, you'll see the specific reasons — no opaque rejections.
The process
From signup to decision in three steps.
- Step 01
Create your account
Sign up with your work email. We use Auth0 for sign-in — Google, Microsoft, or email + password are all supported.
- Step 02
Tell us about your business
Two-minute form: ABN (we pre-fill the rest from the ABR), the products you're interested in, and a few business basics. No documents to upload at this stage.
- Step 03
Get your decision
We complete identity, credit, and bank-data checks behind the scenes. You receive a decision within 24 hours of complete submission — usually faster.
Ready when you are.
You can start now and finish later. Your progress saves automatically; nothing commits until you submit.